Key takeaways
- You need the ID Card (gold vault, Bank) for the keyed door, a Mini Drill for the 3 safes and the full-size Drill for the vault door.
- Each bank safe is a hard drill: 2 seconds to set the Mini Drill, then 120 seconds.
- The vault door takes 5 s to set the Drill, then opens 60 s later. A cop can pull it out in 4 s.
- The 12 deposit boxes and the 3 safes are all wired to the alarm. Breaking a box sets it off; a lockpick opens it quietly in the same 1.5 s.
What do you need to rob the Looty Bay Bank?
The ID Card (gold vault, Bank) opens the bank’s one keyed door, and a lockpick or force won’t. You can make it through a barter recipe: 1 × Deposit Box Keys. A Mini Drill drills the safes. The full-size Drill opens the vault. Lockpicks are the optional part, for opening the deposit boxes without the alarm.
The bank’s starter kit loads all of it into the loadout builder in one click.
How long does the bank take?
| What | How many | Opens with | Time |
|---|---|---|---|
| Keyed door | 1 | ID Card (gold vault, Bank) | 3 s |
| Safes alarmed | 3 | Mini Drill, hard drill | 2 s to set, then 120 s |
| Vault door | 1 | Drill | 5 s to set, opens after 60 s |
| Deposit boxes alarmed | 12 | Break or lockpick | 1.5 s each |
Those are the game’s own timers. The drills run while you do other things, but a cop who reaches one pulls it in 4 s, and taking the vault drill pays the cop 3,500 coins. Whether you get a confiscated drill back isn’t in the game data, so the starter kit brings one Mini Drill per safe.
Does the vault need a minimum number of players?
Possibly. The vault drill checks a minimum player count that the game sets while it runs. The game code holds two presets, 12 and 1, and we couldn’t confirm which one live servers use. If the Drill won’t start on the vault, that check is the likely reason.
What’s in the bank?
The bank’s listed loot includes Cash, Ruby in Case and Gold Bar. These come from the game’s map highlights and placed loot, which don’t say how often each item shows up. The bank’s location page has values and resale for each one, and the safe guide covers every other safe in town.